This Week in Frugal: 4th of July Necklace, Back to School Sales, Saving Money

• Feel festive this 4th of July with a frugal, crafty necklace made from magazine pages.
• Cheap Ways To has quick tips for throwing summer parties for less.
• Money Saving Mom reminds us that Back to School sales are starting to crop up. She links to BIC coupons for free pens at KMart.
• Homemade vanilla wafers make a frugal, simple treat for kids of all ages. Ezra Pound Cake has the recipe. Eat, Make, Read has one for ginger cookies.
• Want to save money? Stop wasting time. Trent shows how at The Simple Dollar.
• Fiscal Fizzle reviews the basic options when saving for retirement.