3 Wedding Services You Don’t Need

1. Wedding Budget Software
Yes, there is such a thing, but a bargain bride doesn’t need to invest extra cash on software she’ll use a few weeks and then forget about. Budget on a piece of paper, in a budget software you already have like Quicken, or use a free online budgeter, like the one provided by TheKnot.com.

You can also find sample wedding budget worksheets in almost any bridal magazine or sites like www.weddinghelpline.com/budget.htm or weddings.about.com/library/blbudgetworksheet.htm.

2. Wedding Favors
Guests just don’t appreciate or care about wedding favors much these days. Probably because the wedding favors couples can afford to buy are cheesy or useless. Try to use wedding favors that will work into the design of your reception tables to get a double use out of them.

3. Wedding Insurance
You can buy a wedding insurance policy that protects you from financial loss, should your event be cancelled or postponed due to adverse weather, illness in crucial people in the wedding, flaky vendors, military deployment and even terrorism. The coverage could insure your photography, attire, jewelry, and gifts. Plus, most protect you from claims of damage to the church or property rented.

The cost starts less than $200 but higher limits and additional coverage options increase the premium. Is it worth it? If you live in Florida like I do and decide to have an outdoor wedding during hurricane season, then maybe. But for most planning an indoor wedding under $5,000, you probably don’t need it.